Your credit union Member Card is a terrific traveling companion. Because you can use your Member Card for Interac purchases throughout Canada and the United States — and for cash withdrawals on the CIRRUS worldwide network — you don’t need to carry as much cash with you when you travel.

However, keep in mind that whenever you travel it’s a good idea not to keep your identification, Member Card, credit cards, travelers’ cheques, cash, and other important personal documentation in the same place. That way, if your luggage goes missing, or you lose your wallet or purse, you aren’t left with nothing.